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Hideaway Savings

这是为度假或其他特殊活动存钱的好地方

Open an Account

Or call 1-800-621-2105

Hideaway Savings Dividend Rate  APY 
$100 and Above 0.20% 0.20%

从2024年4月1日起生效的年度百分比收益率(APY), and may change after account opening without notice. Minimum daily balance of $100 required to earn dividends. Fees may reduce earnings. No monthly Maintenance Service Charge. No minimum balance requirements apply. 

Hideaway Savings

For your “special-occasion” money.

KEY FEATURES

  • 全年添加到Hideaway储蓄,然后当你准备购物时,轻松地将资金转移到Elements支票账户
  • No monthly Maintenance Service Charge
  • No minimum balance required
  • 维持每日最低100元的平均余额以赚取股息

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MAY BE A GOOD CHOICE IF

  • You like the idea of out-of-sight, out of mind
  • You want to stash some cash away for a special goal

Compare to Other Savings Accounts

What are the advantages of a Hideaway Savings Account?

Friends drinking lemonade with straws in the sun.

Out of Sight, Out of Mind

你听说过有人把多余的钱藏在架子上高高的一个容器里. 然后,如果有什么特别的事情发生,他们手头就有钱了. Well, “元素隐藏储蓄”是一个更好的计划,因为你的钱可以获得股息,而不是只是在架子上积灰尘. 你可以全年添加到Hideaway储蓄,然后当你准备好使用它时,很容易将资金转移到你的Elements支票账户. It’s a great way to save for holiday shopping, a beach getaway or other vacation, your child’s wedding, or other exciting purchases you’ve been saving for. 当你把钱放在“隐居储蓄”里时,你就不会想把它用于日常开支了. 

With Hideaway Savings, you'll also enjoy:

  • No monthly Maintenance Service Charge
  • 可选择申请Elements ATM卡以在超过 78,000 surcharge-free ATMs worldwide
  • Shared branch access at more than 5,000 branches nationwide
  • Ability to manage your account in Online Banking or the Mobile App from any device
  • 方便您直接存入工资单或联邦福利

Compare to Other Savings Accounts Open an Account

隐匿储蓄与其他储蓄方式相比如何?

Compare Hideaway Savings to our other options below.

  Hideaway Savings Member Savings High Yield Savings Certificates
Key Benefits

No monthly Maintenance Service Charge

No minimum balance

No monthly Maintenance Service Charge

No monthly Maintenance Service Charge

Higher rate than most regular savings accounts

A Good Option If You

Like the idea of out of sight, out of mind

Want to stash some cash away for a special goal

想要一个简单的储蓄账户来建立您的Elements会员资格

Like to earn higher dividends on your higher balances

Want a more predictable savings balance

Want to diversify your investments

APY 0.20% on balances $100 and above1 0.20% on balances $50,000 and above2 4.25% on balances $10,000 and greater3 Varies by term
Rate Structure 分层股息率随着你账户余额的增长而增加 分层股息率随着你账户余额的增长而增加 股息率随证书期限的延长而增加
Minimum Balance to Earn Dividends $100 $100 $0.01
No Monthly Maintenance Service Charge
Minimum Balance to Open $5
Available Terms 6 months to 5 years
Available Amounts $1,000 or more ($500 or more if under age 18)4
No Monthly Inactivity Fee
Unlimited Transactions Per Month Allowed

What fees can I expect?

A couple widow shopping for clothes at the holidays.

No Maintenance Service Charge

隐匿储蓄帐户每月不收取维修服务费.

Inactivity Fee

对于25岁及以上的会员,每月有5美元的不活动费,如果你核对的话 and savings accounts have had no activity for at least 12 months; you have no other active deposit, loan, or credit card product with Elements; and deposit balances total $1,000 or less. 从第一个有足够资金支付费用的支票账户或储蓄账户中收取, 从支票开始,然后转移到储蓄,直到收取全部费用.

Is Elements Online Banking easy to use?

A woman depositing a check with her phone.

Yes! 它很容易做你的银行和预算与元素-无论你在哪里. 我们哪个赌钱app比较好的目标很简单:为您提供最先进的数字银行体验,您可以依靠,并在所有设备上保持一致.

透过Elements哪个赌钱app比较好及我们的流动应用程式,您可以:
  • 检查你的余额,支付贷款,在账户间转账
  • Deposit checks using your phone or computer camera
  • View check images online
  • Pay your bills online 24/7/365
  • 用14个月的电子报表档案回顾你的账户历史
  • Locate branches and ATMs near you
  • 查看您的SavvyMoney信用评分与任何支票帐户或贷款
  • Pay friends and family conveniently with Zelle® plus other digital wallet options
  • And more

Learn More about Online Banking & Mobile App

Why should I choose Elements for my savings account?

A couple going hiking with their dog.

Like a Bank, Only Better!

Better Rates. Fewer Fees.

Because we’re a credit union, 我们以降低费用的形式将利润返还给会员, higher savings rates and lower loan rates.

Trusted Advice. Fresh Approach.

我们以成为值得信赖的金融教育机构而自豪. 你的财务健康专家会来到你的工作场所回答你的问题,并为你提供一对一的帮助,帮助你应对人生每个阶段的变化.

Respected Locally. Accessed Globally.

自1930年以来,我们的总部设在印第安纳波利斯,在全国信用合作社中排名前3%5. We serve members in all 50 states and 50+ countries. 您可以使用全国5000多家共享分行和全球78000多台免费atm机.

High Tech. Human Touch.

Our technology makes banking with Elements easy. 从快速的数字应用程序到在线和移动银行,无论您走到哪里,我们都会在您身边. 我们在这里为您提供全天候会员服务,并在工作日进行实时聊天.

Get Started

How do I open an account?

A screenshot of our online application.

Getting started is as easy as 1-2-3!

  1. Open an account online - Open an account online in as little as 10 minutes. Or call 1-800-621-2105 to get started. Have your government-issued ID (driver’s license, state ID, or passport) and your Social Security number ready.
  2. 检查您的电子邮件-您将在一个工作日内收到一封电子邮件,通知您帐户批准. That’s it! Your Hideaway Savings Account is now open.
  3. Enroll in Online Banking - Easily check your balances, make loan payments, 通过智能手机支付账单和转账, tablet, laptop or desktop. Learn more about Online Banking.

Open an Account

How Much Should I Save to Reach My Goal?

Savings Calculator

Results

  1. 1 从2024年4月1日起生效的年度百分比收益率(APY) and may change after account opening without notice. 0.20% APY on balances $100.00 and Above. Minimum daily balance of $100 required to earn dividends. Fees may reduce earnings. No monthly Maintenance Service Charge. No minimum balance requirements apply.
  2. 2 从2024年4月1日起生效的会员储蓄年度百分比收益率(APY) and may change after account opening without notice. 0.10% APY on balances $100.00-$2,499.99; 0.15% APY on balances $2,500.00-$49,999.99; 0.20% APY on balances $50,000.00 and Above. Minimum daily balance of $100 required to earn dividends. $5 required minimum balance to open the account. No monthly Maintenance Service Charge. Fees may reduce earnings. 
  3. 3 截至2024年4月1日,年度百分比收益率(APY)准确. 高收益储蓄是一种支付可变股息率的分层储蓄账户, that may change at any time, 根据每日余额对应的分级费率,按您帐户中的全部余额计收. 该帐户只适用于新资金,这些资金是在开立高收益储蓄账户之前90天内未存入元素的资金. 拥有储蓄账户的Elements现有会员必须存入25,000美元.在开立高收益储蓄帐户后的10天内,存入$ 00或以上的新资金. 现有的“元素”成员的储蓄账户合计每日余额为2,500美元.在开户前90天内存入100英镑或更少的存款,不受新存款要求的限制. Additional information for each tier: An APY of 0.10% applies to accounts with balances from $0.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 4.25% applies to accounts with balances from $10,000.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00 and above. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.
  4. 4 Minimum certificate deposit of $1,000. Primary members under the age of 18 must have a $500.00 minimum balance to open certificate. Minimum of $500 balance required to earn dividends. 如果您在到期前支取本金,我们可能会收取罚金. Elements保留在任何时候限制证书余额的权利.
  5. 5 Based on asset size as of 12/31/2022.